Destinations

U.S. State

Alabama

South · Budget

U.S. State

Alaska

Pacific Northwest · Above Average

U.S. State

Arizona

Southwest · Moderate

U.S. State

Arkansas

South · Budget

U.S. State

Colorado

Mountain West · Above Average

U.S. State

Delaware

Northeast · Above Average

U.S. State

Florida

No state income tax, the best Medicare Advantage market in the country, and endless sunshine.

U.S. State

Georgia

Southeast · Moderate

U.S. State

Idaho

Pacific Northwest · Moderate

U.S. State

Illinois

Complete exemption of Social Security, pensions, and 401(k)/IRA income — offset by some of the highest property taxes in the country.

U.S. State

Iowa

Social Security exempt for everyone; all other retirement income exempt at 55+ — paired with some of the most affordable housing in the country.

U.S. State

Michigan

Midwest · Moderate

U.S. State

Mississippi

South · Budget

U.S. State

Missouri

Social Security is fully exempt, and Missouri became the first state to fully exempt capital gains — a broadly affordable pick with real neighborhood-level variation.

U.S. State

Montana

Mountain West · Moderate

U.S. State

Nevada

Southwest · Above Average

U.S. State

New Hampshire

Northeast · Above Average

U.S. State

New Mexico

Mountain West · Moderate

U.S. State

North Carolina

Southeast · Moderate

U.S. State

Oregon

Pacific Northwest · Above Average

U.S. State

Pennsylvania

Every dollar of retirement income — SS, pensions, 401k — goes untaxed. The Northeast's hidden gem.

U.S. State

Puerto Rico

No passport needed, Social Security stays tax-free, and Act 60 offers real savings on investment income — but the details matter more than the headlines.

U.S. State

South Carolina

Southeast · Moderate

U.S. State

South Dakota

Midwest · Budget

U.S. State

Tennessee

South · Budget

U.S. State

Texas

South · Moderate

U.S. State

US Virgin Islands

Puerto Rico's smaller sibling: same no-passport US territory status, but a 90% tax reduction built around operating a real business, not just holding investments.

U.S. State

Virginia

Up to $40,000 in tax-free military pension income and some of the East Coast's best healthcare.

U.S. State

Washington

Pacific Northwest · Above Average

U.S. State

West Virginia

Social Security is now fully tax-exempt (2026), paired with the lowest property taxes in the country and dramatic housing affordability.

U.S. State

Wyoming

Zero income tax and the easiest legal domicile in America for slow travelers and expats.