Destinations

U.S. State

Alabama

South · Budget

U.S. State

Alaska

Pacific Northwest · Above Average

Country

Argentina

Pensionado (Retirement) Visa / Rentista (Passive Income) Visa

U.S. State

Arizona

Southwest · Moderate

U.S. State

Arkansas

South · Budget

Country

Belize

Central America's only English-speaking country, with a currency pegged to the US dollar and complete tax exemption for retirees — but no work allowed and real healthcare limits.

Country

Chile

One of South America's safest, most stable countries, with an accessible retiree visa and a genuine 3-6 year tax exemption — but no real digital nomad visa despite the reputation.

Country

Colombia

Medellin's spring-like climate, US-timezone convenience, and a real dual-pathway visa system for both retirees and remote workers.

U.S. State

Colorado

Mountain West · Above Average

Country

Costa Rica

Pensionado Visa / Rentista Visa

Country

Croatia

Digital Nomad Residence Permit

Country

Cyprus

Digital Nomad Visa

Country

Czech Republic

The most affordable EU digital nomad destination on this site, a real US tax treaty, and one of Europe's most freelancer-friendly tax structures — with no retirement pathway.

U.S. State

Delaware

Northeast · Above Average

Country

Dominican Republic

One of the fastest paths to permanent residency and citizenship in the Americas, a 2.5-hour flight from Miami, and a territorial tax system that exempts foreign pension income — with no digital nomad visa.

Country

Ecuador

Dollarized economy, low income threshold, and one of the lowest costs of living in Latin America.

Country

Estonia

The world's first digital nomad visa, one of Europe's most efficient bureaucracies, and a real US tax treaty — but no retirement pathway and genuinely dark winters.

U.S. State

Florida

No state income tax, the best Medicare Advantage market in the country, and endless sunshine.

Country

France

Visitor Long-Stay Visa (VLS-TS) or Talent Passport

U.S. State

Georgia

Southeast · Moderate

Country

Greece

Digital Nomad Visa

U.S. State

Idaho

Pacific Northwest · Moderate

U.S. State

Illinois

Complete exemption of Social Security, pensions, and 401(k)/IRA income — offset by some of the highest property taxes in the country.

U.S. State

Iowa

Social Security exempt for everyone; all other retirement income exempt at 55+ — paired with some of the most affordable housing in the country.

Country

Italy

Digital Nomad Visa

Country

Malaysia

A 2026 top-10 global retirement pick with English-wide infrastructure, a dedicated digital nomad pass, and a retiree visa that changed dramatically in 2024.

Country

Malta

Nomad Residence Permit

Country

Mexico

Residente Temporal / Residente Permanente

U.S. State

Michigan

Midwest · Moderate

U.S. State

Mississippi

South · Budget

U.S. State

Missouri

Social Security is fully exempt, and Missouri became the first state to fully exempt capital gains — a broadly affordable pick with real neighborhood-level variation.

U.S. State

Montana

Mountain West · Moderate

Country

Netherlands

One of Europe's most accessible self-employment visas for Americans, a real US tax treaty, and world-class cycling and rail infrastructure — at a real cost premium.

U.S. State

Nevada

Southwest · Above Average

U.S. State

New Hampshire

Northeast · Above Average

U.S. State

New Mexico

Mountain West · Moderate

U.S. State

North Carolina

Southeast · Moderate

U.S. State

Oregon

Pacific Northwest · Above Average

Country

Panama

USD-pegged currency, one of the most generous pensioner visas anywhere, and zero tax on foreign income.

U.S. State

Pennsylvania

Every dollar of retirement income — SS, pensions, 401k — goes untaxed. The Northeast's hidden gem.

Country

Philippines

Special Resident Retiree's Visa (SRRV)

Country

Portugal

D8 Remote Work Visa / Temporary Stay Visa

U.S. State

Puerto Rico

No passport needed, Social Security stays tax-free, and Act 60 offers real savings on investment income — but the details matter more than the headlines.

Country

Slovenia

Alpine scenery, an easy visa, and tax-exempt foreign income in an under-the-radar EU gem.

U.S. State

South Carolina

Southeast · Moderate

U.S. State

South Dakota

Midwest · Budget

Country

Spain

Beckham Law tax perks meet Mediterranean coastline and a clear path to residency.

U.S. State

Tennessee

South · Budget

U.S. State

Texas

South · Moderate

Country

Thailand

Tropical living with flexible long-stay visas — from beach towns to Chiang Mai's expat hub.

Country

Uruguay

South America's stability play: direct-to-permanent residency, one of the region's safest countries, and a real tax holiday for new residents.

U.S. State

US Virgin Islands

Puerto Rico's smaller sibling: same no-passport US territory status, but a 90% tax reduction built around operating a real business, not just holding investments.

U.S. State

Virginia

Up to $40,000 in tax-free military pension income and some of the East Coast's best healthcare.

U.S. State

Washington

Pacific Northwest · Above Average

U.S. State

West Virginia

Social Security is now fully tax-exempt (2026), paired with the lowest property taxes in the country and dramatic housing affordability.

U.S. State

Wyoming

Zero income tax and the easiest legal domicile in America for slow travelers and expats.